Find Out How Much Home You Can Afford!
Know your budget before you start house hunting.
Find out how much home you can afford right Now!
Know exactly what you can afford before you start searching for a home.
Buying a home—whether it's your first or an investment—can feel overwhelming. But it doesn't have to be. With the right guidance, you can navigate the process with confidence. There's no one-size-fits-all approach to home buying, and that's where we come in.
We're here to make the journey smoother for you by providing expert support, insights, and solutions tailored to your situation. Let’s work together to get you into a home you love!
Let’s Make It Happen—Step by Step
- Step 1 Fill out our quick contact form
- Step 2 Get personalized loan options based on your goals
- Step 3 Compare mortgage rates and terms
- Step 4 Select the best loan offer for you
Whether you are a first time home buyer or planning to purchase an investment property I am here to support you. Home buying can be stressful, but it doesn't have to be. There is no handbook to a perfect home buying process, and every situation is different. I am willing to go the extra mile to make the process easier for you. My intention is to get you into a home that you deserve !
Let's talk and work
something out !
- 1 STEP 1 Complete our form under the contact me tab
- 2 Step 2 Receive options based on your unique criteria and scenario
- 3 STEP 3 Compare mortgage interest rates and terms
- 4 STEP 4 Choose the offer that best fits your needs
Ready to Buy Your First Home or Next Home?
Do I Qualify?
Most lenders require a debt-to-income (DTI) ratio of 43/49 to qualify for a mortgage. This means:
✔️ No more than 43% of your total monthly income (before taxes) should go toward your mortgage payment.
✔️ No more than 49.99% of your income should cover all monthly debts (including your mortgage).
VA and FHA loans may allow for higher DTI ratios on a case-by-case basis.
Ready to Buy Your First Home or Next Home?
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
Mortgage Home Purchase Loans—Made Simple!
Need financing for a home or investment property? Finding the right loan shouldn’t be stressful. With the right tools and guidance, securing a great rate is easier than you think.
We streamline the process with expert insights and support—starting with a Pre-Qualification Letter Request.
Whether you're a first-time homebuyer or a repeat buyer, we’ll help you compare loan programs and find the best fit for your needs.
Mortgage Home Purchase Loans without the Hassle!
Need financing options on a home, or another real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a Pre-Qualification Letter Request.
We’ll help you clearly see the differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.
The Home Purchase Loan Process
Here’s how it works:
Step 1
Fill out our quick contact form
Step 2
Receive customized loan options
Step 3
Compare interest rates and terms
Step 4
Choose the loan that best fits your needs
The Home Purchase
Loan Process
Here’s how our home purchase loan process works
Step 1
Complete our simple mortgage Pre-Qualification Letter Request
Step 2
Receive options based on your unique criteria and scenario
Step 3
Compare mortgage interest rates and terms
Step 4
Choose the offer that best fits your needs
Your Time & Money Matter—Let’s Make the Most of Both!
We simplify the loan process with personalized financing insights and a streamlined application experience, often helping buyers close in 30 days or less.
🔹 Loan options and terms vary based on individual circumstances—let’s discuss what works best for you!
Your time & money matter. Let’s not waste either.
From fast, custom digital quotes to a completely streamlined online loan application and approval
process, you can get your money and do what you want with it — usually in less than 30 days.
Mortgage rates change daily and vary depending on your unique situation.
Get your FREE customized quote here!
© 2025 . For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Lender.
Company:
NMLS: 2108504
Texas: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.
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