Privacy Policy
Privacy Policy
1. Introduction
Welcome to the website for JDM Home Loans. We are committed to protecting your privacy and maintaining the confidentiality and security of your personal information. This Privacy Policy describes the types of personal information we collect from visitors and users of our website located at https://jdmhomeloans.com (the “Site”), how we use and share that information, and your choices regarding that information.
As a financial services provider, we comply with the Gramm-Leach-Bliley Act (GLBA) and its implementing regulations, as well as other applicable U.S. state and federal laws, including the California Consumer Privacy Act (“CCPA”) and related state privacy laws where applicable.
By using our Site, you acknowledge that you have read and understand this Privacy Policy.
2. Information We Collect
Personal Information: We may collect personal information that you voluntarily provide to us, such as:
Contact Information: Your name, email address, phone number, and mailing address.
Financial Information: Information you provide when applying for a mortgage or other financial products, including income, employment details, credit history, and Social Security number (where necessary).
Transaction Information: Records of your inquiries, interactions, and transactions with us.
Non-Personal Information: We may also collect non-personal information about your use of our Site, including:
Device and Usage Information: IP address, browser type, operating system, pages visited, and time spent on the Site.
3. How We Use Your Information
We use the personal information we collect for purposes including:
Providing Services: Processing mortgage applications, verifying your identity, and delivering requested products or services.
Communication: Responding to your inquiries, sending you relevant updates, and providing customer support.
Compliance and Legal Obligations: Complying with applicable laws, regulations, or legal processes, and maintaining records for regulatory, auditing, and compliance purposes.
Improvement and Personalization: Understanding how users interact with our Site, improving our offerings, and personalizing user experiences.
4. How We Share Your Information
We may share your personal information with:
Service Providers and Partners: Third-party vendors who assist with our business operations, such as loan processors, credit reporting agencies, analytics providers, and IT services, under contractual obligations that protect your information.
Affiliates: Our affiliates, only as permitted by law and consistent with the purposes described in this Privacy Policy.
Legal and Regulatory Entities: Government regulators, law enforcement, or other parties as required by law, legal process, or court order.
Business Transfers: In connection with a merger, sale, acquisition, or other change in ownership or control.
We do not sell your personal information. We may share limited customer information for joint marketing or other permitted purposes in compliance with GLBA and other applicable laws.
5. Your Rights and Choices
Access, Correction, and Deletion:
You may request access to the personal information we hold about you, and you may request that we correct or update it if it’s inaccurate.
You may request the deletion of certain personal information, subject to our obligation to retain information for legitimate business or legal reasons.
State-Specific Rights (Including California Residents):
If you are a California resident, you have the right to know what personal information we collect about you, request deletion of that information, and opt out of certain sharing arrangements. You also have the right not to be discriminated against for exercising these rights.
If we serve residents of other states with privacy laws (e.g., Colorado, Virginia, Connecticut, Utah), we will also honor applicable consumer rights requests as required by those states’ laws.
Do Not Track: Our Site does not currently respond to “Do Not Track” signals.
6. Data Security and Retention
Security Measures: We use technical, administrative, and organizational safeguards to protect the confidentiality and security of your personal information. These measures may include encryption, secure data storage, restricted access controls, and regular security assessments.
Data Retention: We retain your personal information only as long as necessary to fulfill the purposes described in this Privacy Policy, comply with applicable laws and regulations, and maintain appropriate records for regulatory, auditing, or compliance needs.
7. Cookies and Other Tracking Technologies
We use cookies and similar technologies to improve user experience, analyze traffic, and personalize content. You can adjust your browser settings to block or alert you about cookies. However, disabling cookies may affect the functionality of our Site.
8. Children’s Privacy
Our services are not intended for website visitors under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information about a child, please contact us, and we will take steps to delete such information.
9. External Links
Our Site may contain links to external websites. We are not responsible for the privacy practices or the content of these external sites. We encourage you to review the privacy policies of any external websites you visit.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. When we do, we will revise the “Last Updated” date at the top of this page. We encourage you to review this policy periodically.
11. GLBA Privacy Notice
As a financial services provider, we may provide a separate GLBA Privacy Notice outlining how we collect, share, and protect your financial information. In the event of any conflict between this Privacy Policy and the GLBA Privacy Notice, the GLBA Privacy Notice will govern.
12. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:
JDM Home Loans
[email protected]
754-204-0415
© 2026 Mpire Financial Group LLC. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Lender.
Company: Mpire Financial Group LLC
NMLS: 2108504
Texas: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.
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2450 Maitland Center Parkway Suite 200, Maitland, FL 32751
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